MasterCard Disclosure Statement
Platinum Rewards – Fixed Rate
Rates, Interest Charges, and Fees
Annual Percentage Rate (APR) for Purchases
Platinum Rewards*
9.95% – 21.95%
APR for Cash Advances
Platinum Rewards*
9.95% – 21.95%
APR for Balance Transfers
Platinum Rewards*
9.95% – 21.95%
Penalty APR
Platinum Rewards*
25.00%
Grace Period for Repayment of Balances for Purchases
Twenty-five (25) days on average
Method of Computing the Balance for Purchases
Average Daily Balance (including new purchases)
Fees
Annual Fee
N/A
Balance Transfer Fee
N/A
Cash Advance Fee
N/A
Minimum Finance Charge
N/A
Penalty Fees
Late Payment
Up to $40.00 after 15 days
Over Credit Limit
N/A
Returned Payment
$30.00
Replacement Card
$15.00
Payment Information
Minimum Payment
$25.00 or 2% of new balance
Billing Cycle Date
4th day of the month
* For qualified borrowers
Rates are based on credit scores
Manage your Mastercard Rewards at UChooseRewards.com.
Apply for a Platinum Rewards Mastercard with a rate as low as 9.95% APR* and transfer balances with No Balance Transfer Fee.
- Apply Online
- Print an Application
- Call 330-832-1371, ext. 2110
- Visit your nearest office
Reward yourself with points by simply using your FFCU Platinum Rewards Mastercard.
Earn Rewards Points!
Earn rewards points for every dollar spent. NO restrictions, NO minimum dollars to spend.
Redeem your Rewards points for:
- Gift Cards for Major Retailers and Department Stores
- Restaurants
- Airline Travel
- Hotels
- Rental Cars
- Apple
You can also reward yourself by redeeming your points for cash back credit to your statement.