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Family Secure Checking

Family Secure Checking with I.D. Protect^® makes it simple to keep your family finances safer and take advantage of smart discounts on financial services and everyday purchases.

Family Secure Checking

Simply the safest and smartest way to bank.

Mobile and Online Banking
MasterCard Debit Card
Online Bill Pay
E-Statements/Paper Statements
33,000 Surcharge Free ATM’s
No Minimum Balance Required
No Transaction Limits
Over 5,000 Shared Branching Locations

A monthly service fee of $6.95 applies.

Secure Your Peace of Mind.

With our checking accounts it’s easier to protect your finances, save money on everyday purchases and enjoy your life.

Help Better Protect your Identity

You can rest easy knowing that IDProtect®, our identity theft monitoring and resolution service¹, can help better protect your identity.

Identity Theft Expense Reimbursement Coverage²
Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.

Comprehensive Identity Theft Resolution Services
Should you suffer identity theft, your very own IDProtect fraud resolution specialist will help you every step of the way until your identity is restored.

Identity Monitoring
Monitoring of over 1,000 databases. (Registration/activation required)

Credit File Monitoring
Daily credit file monitoring and automated alerts of key changes to your credit report. (Registration/activation required)

Credit Report and Score³
Access to credit report and credit scores. (Registration/activation required)

Credit Score Simulator
Use the Score Simulator to see how different actions, such as increasing card limits, or paying off a loan, will impact your VantageScore. (Registration/activation required)

Credit Score Tracker
Receive valuable insight into your credit score^3,4.

Dark Web Monitoring
Monitor your personal information on the dark web and receive alerts when your personal information is exposed online with our Dark Web Monitoring identity theft prevention product, also known as cyber monitoring. (Registration/activation required)

Financial Wellness 360º
Access your financial wellness platform with unlimited one-on-one coaching, interactive courses, videos, booklets, infographics, and more to help maximize financial wellness (Available via mobile or web only).

Log In or Register For ID Protect

Family Secure Checking helps better protect you from unexpected losses

Accidental Death & Dismemberment Insurance²
Receive up to $10,000 24-hour Accidental Death & Dismemberment Insurance. (Coverage divides equally on joint accounts and reduces by 50% at age 70.)

Cell Phone Protection²
Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Up to two claims per eligible account, per twelve-month period. Covers up to four phones on a cell phone bill. (Cell Phone bill must be paid
using Family Secure Checking account.)

Debit Advantage^®
Buyers Protection² covers items for 90 days from the date of purchase against accidental breakage, fire or theft.

Extended Warranty² extends the U.S. manufacturer’s
original written warranty up to one full year on most new retail purchases if the warranty is less than five years. (Item(s) must be purchased entirely with this account.)

Save when you play

Travel and Leisure Discounts
Money-saving discounts from thousands of local and national businesses – redeem and print coupons online or access discounts from a mobile device. You can also order discounted movie tickets. (Available via mobile or web only)

$hopping Rewards^TM
Earn cash rewards when you shop online at dozens of your favorite retailers. (Registration/activation required; available via mobile or web only).

Save on health care

Health Discount Savings
Enjoy savings on vision, prescriptions and dental services. This is NOT insurance. (Registration/activation required)

Telehealth⁵
Access to 24/7 video or phone visits with U.S.-based board-certified, licensed and credentialed doctors ready to help with urgent care or mental health for you and your family — all with zero copays.
(Registration/activation required)

Register for Secure Family Checking today.

All of these benefits of Family Secure Checking are available for a $6.95 monthly service charge.

Read complete features in our brochure [PDF] or call 330-832-1371 option 4 to enroll in Family Secure Checking.

Log in or register online. (You will need the Access Code from your Secure Checking materials provided by Friends and Family Credit Union).

¹ Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students ² Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certiﬁcate of insurance. Insurance Products are not insured by any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate. By Member’s choice, this Institution is not federally insured. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT SPONSORED AGENCY. ³ You will have access to your credit report and score provided your information has been verified by the CRA. Credit score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness. ⁴ Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available. ⁵ Available for the account owner(s) and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.