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Rates

CHECKING RATES 

 Name Rate  
Kasasa Cash (Requirements Not Met)*** 0.02% 0.02% APY
Kasasa Saver (Requirements Not Met)*** 0.02% 0.02% APY
Kasasa Cash Over $15,000** 0.40%  0.40% APY 
Kasasa Saver Over $30,000** 0.15% 0.15% APY
Kasasa Saver $0 to $30,000** 1.49%  1.50% APY 
Kasasa Cash $0 to $15,000** 3.92% 4.00% APY 
$50 To Open - No minimum balance required to earn dividends.
Kasasa Cash Back: Earn up to 3.00% Cash Back on purchases up to $300 (requirements must be met).
   
***Requirements not met in cycle    
**Must Meet account requirements for this rate    

 

LOAN RATES 

 Name Rate  
Home Equity Line of Credit (Variable) Up to 80% LTV - As Low As 7.75% APR  Variable Rate
Home Equity Installment Loan (Fixed) Up to 80% LTV - As Low As 8.75% APR Up to 120 Mos.
Bill Consolidation & Signature Loans - Up to 12 Mos - As Low As 10.04% APR   Fixed Rate 
Bill Consolidation & Signature Loans - Up to 24 Mos - As Low As 10.29% APR Fixed Rate
Bill Consolidation & Signature Loans - Up to 36 Mos - As Low As 10.54% APR Fixed Rate 
Bill Consolidation & Signature Loans - Up to 48 Mos - As Low As 12.79% APR Fixed Rate 
Bill Consolidation & Signature Loans - Up to 60 Mos - As Low As  13.79% APR  Fixed Rate

 

AUTO LOAN RATES (NEW & USED) 

 Name Rate
Auto Loan 2021 & Newer (up to 60 months) As low as 5.69% APR
Auto Loan 2021 & Newer (Up to 76 months) As low as 6.14% APR
Auto Loan 2021 & Newer (76 to 84 months) As low as 6.94% APR 
Auto Loan 2018 - 2020 (up to 60 months) As low as 5.69% APR
Auto Loan 2018 - 2020 (up to 76 months) As low as 6.14% APR 
Auto Loan 2016 - 2017 (up to 72 months) As low as 7.69% APR
Auto Loan 2013 - 2015 (up to 48 months) As low as 8.19% APR
Auto Loan 2013 - 2015 (up to 72 months) As low as 8.44% APR
Auto Loan 2012 and Older (up to 60 months As low as 9.99% APR
Discounts may be available based on your Family Advantage tier.
*Processing fee of $220 assessed on every vehicle loan
 

 

AUTO LOAN RATES (RECREATION VEHICLES) 

 Name Rate
Boats, RVs, ATVs, Snowmobiles 2021 & Newer (Up to 72-month term) As low as 9.29% APR
Boats, RVs, ATVs, Snowmobiles 2016 - 2020 (Up to 60-month term) As low as 9.54% APR
Boats, RVs, ATVs, Snowmobiles 2015 and Older (Up to 48-month term) As low as 9.79% APR 

 

MORTGAGE LOANS  

 Name Rate
Mortgage Loan (First Mortgage) 10-Year Term Call 330-832-1371
Mortgage Loan (First Mortgage) 15-Year Term Call 330-832-1371
Mortgage Loan (First Mortgage) 30-Year Term Call 330-832-1371
Mortgage Loan (Second Mortgage) 80% LTV - 10 Year As Low As 7.25% APR
Mortgage Loan (Second Mortgage) 80% LTV - 15 Year As Low As 7.50% APR
*A processing fee of $595 will be assessed on every First Mortgage loan  

 

PLATINUM MASTERCARD CREDIT CARD  

 Name Rate  
Platinum Rewards Mastercard - Fixed Rate - Earn 3% On Every Purchase AS LOW AS 9.95% APR

 

REGULAR & IRA CERTIFICATES 

 Name Rate  
6-Month Certificate 3.84% APR 3.90% APY 
9-Month Certificate 3.74% APR 3.80% APY
12-Month Certificate 3.60% APR 3.65% APY
18-Month Certificate 3.55% APR   3.60% APY
24-Month Certificate 3.55% APR 3.60% APY
36-Month Certificate 3.45% APR 3.50% APY
48-Month Certificate 3.45% APR 3.50% APY
60-Month Certificate 3.45% APR 3.50% APY
APY could be increased based on your Family Advantage Tier.    
A $100 minimum deposit is required to open an IRA.
A $1,000 minimum deposit required to open regular certificate.
Dividends compound quarterly. Rates subject to change.
   

 

REGULAR SHARE / SAVINGS

 Name Rate APY
Christmas Club Savings - Balance of $100 and over 0.02% 0.02%
Regular Share - Balance of $100 and over 0.02% 0.02%
NOW Account $2,500 - $9,999 .50% .50%
NOW Account $10,000 - $24,999 1.00%  1.00% 
NOW Account - $25,000 - $49,999 2.00% 2.02%
NOW Account - $50,000 - $99,999 2.25% 2.27%
NOW Account $100,000 - $149,999 2.25% 2.27%
NOW Account $150,000 - $199,999 2.50% 2.52%
NOW Account $200,000 and Over 3.00% 3.03%

 

*APR = Annual Percentage Rate. Additional restrictions may apply. All rates and promotions subject to change without notice. A processing fee of $190 will be assessed. Loan rate is determined by term of loan and personal credit history.


 

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This site may be utilized for authorized purposes only. Unauthorized access or use is not permitted and constitutes a crime punishable by law. Activity on this site is monitored for security purposes.