Friends And Family Credit Union – Massillon, Ohio https://www.friendsandfamilycu.com/ Serving Stark County for Over 50 Years Mon, 31 Aug 2026 20:53:09 +0000 en-US hourly 1 https://www.friendsandfamilycu.com/storage/2024/10/cropped-favicon-32x32.png Friends And Family Credit Union – Massillon, Ohio https://www.friendsandfamilycu.com/ 32 32 Refinance your auto loan and you could save money each month https://www.friendsandfamilycu.com/refi-auto-loan/ Mon, 31 Aug 2026 20:26:12 +0000 https://www.friendsandfamilycu.com/?p=6271 Refinance your car, truck, or motorcycle loan from your current lender at Friends and Family Credit Union for a new low rate.

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Refinance and Save! 

Are you paying too much on your current auto loan? Refinance with Friends & Family Credit Union (FFCU) and take advantage of our low rates to save money on your monthly payments! 

Whether you have an existing loan with another lender or just want to reduce your financial burden, refinancing with FFCU can help you achieve your goals.

🚗 Why Refinance Your Auto Loan with FFCU?

  • Lower Your Monthly Payments: Enjoy competitive rates as low as 4.49% APR for terms up to 76 months and as low as 4.24% APR for up to 60 months.

  • Save on Interest: Reduce the overall cost of your loan and save money over time.

  • Fast and Simple Process: We make refinancing quick and hassle-free, so you can start saving right away.

💰 Exclusive Savings for Family Advantage Program Members

If you’re a member of our Family Advantage Program, you may qualify for even lower rates based on your tier. This means more savings and greater financial flexibility!

💡 Get Started Today

Ready to lower your auto loan payments? It’s easy!

Residents of Massillon and Stark County trust Friends & Family Credit Union for their auto loans and refinancing needs because of our competitive rates, flexible terms, and personalized service.

Whether you’re buying a new car or looking to save money by refinancing your existing loan, local families know they can count on FFCU for straightforward, budget-friendly solutions that make financial sense.

Join your neighbors who have already discovered the benefits of refinancing with us and start saving today!

Don’t let high interest rates hold you back. Refinance your car, truck, motorcycle, or boat loan today and experience the FFCU difference!

* APR= Annual Percentage Rate. Additional restrictions may apply. This offer applies to vehicle loans 2020 and newer, as well as refinanced vehicle loans from another financial institution. Sample monthly payment of a $12,000 for 60 months at 4.24% APR is $226.40. All rates and promotions are subject to change without notice. A processing fee of $220 will be assessed.
Apply Now
Check rates

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]]> Card Management keeps you in control https://www.friendsandfamilycu.com/card-management/ Mon, 31 Aug 2026 20:19:15 +0000 https://www.friendsandfamilycu.com/?p=7466 Easily manage your debit and credit cards with Card Management. Track spending, view reports, set alerts, and control your cards anytime in our app or online.

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With Friends and Family Credit Union’s Card Management feature, you’re always in control of your money. Through our mobile app and online banking, you can easily manage your debit and credit cards anytime, anywhere.

What You Can Do with Card Management

  • Track Your Spending – View purchases in real time

  • Get Transaction Reports – Monitor activity and stay on budget

  • Manage Your Cards – Turn cards on or off instantly for extra security

  • Stay in Control – Set up alerts, monitor usage, and protect against fraud

Simple & Secure

Card Management is built right into online banking and our mobile app—no extra downloads required.

👉 Getting started is easy: Just log in and select “Manage Cards.”

Take control of your spending and security today with Friends and Family Credit Union’s Card Management.

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]]> Round up your savings https://www.friendsandfamilycu.com/round-up-your-savings/ Mon, 31 Aug 2026 20:17:57 +0000 https://fafcu.ridingtigers.com/?p=5621 Round up your savings with every Friends and Family Credit Union debit card purchase and build wealth automatically.

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Start building your savings with every purchase.

Make purchases in-store or online with your FFCU debit card and we will “ROUND UP” your purchase to the nearest dollar and deposit the round up difference into your FFCU Savings or Money Market Account.

Build savings as you dine out, shop at the grocery, fill up the gas tank, or purchase everyday necessities. ANY purchase is rounded up to the nearest dollar and placed directly into your account.

Sign up at any of our three locations. Its easy! No fees. No contracts. Opt in or opt out anytime.

Don’t have a Friends & Family Credit Union Debit Card? Call or stop in for details.

Participation in the Round Up Programs subject to terms and conditions set forth by Friends & Family Credit Union. FFCU reserves the right to modify the Round Up Program. All promotions are subject to change without notice. See credit union for details.

Contact Us

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]]> We have the perfect home loan for you https://www.friendsandfamilycu.com/ffcu-mortgage-loan/ Mon, 31 Aug 2026 20:13:15 +0000 https://fafcu.ridingtigers.com/?p=5668 As a trusted, community-focused credit union, we combine competitive rates with local expertise to guide you through every step of the home financing process. Whether you’re buying your first home in Canton, upgrading in Massillon, or refinancing anywhere in Stark County, our experienced team is here to help you make confident decisions.

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Looking for a mortgage loan in Stark County—or considering refinancing your current home? At Friends & Family Credit Union, we’re proud to serve our member-owners across Massillon, Canton, North Canton, Alliance, Louisville, and surrounding Stark County communities with personalized, expert mortgage solutions.

Your Local Mortgage Partner in Stark County

As a trusted, community-focused credit union, we combine competitive rates with local expertise to guide you through every step of the home financing process. Whether you’re buying your first home in Canton, upgrading in Massillon, or refinancing anywhere in Stark County, our experienced team is here to help you make confident decisions.

Why Choose Friends & Family Credit Union for Your Mortgage?

  • Competitive mortgage and refinance rates in Stark County
  • Low closing costs to keep more money in your pocket
  • Knowledgeable, experienced local loan officers
  • Personalized service for our member-owners
  • Convenient, local payment options and support

Mortgage & Home Loan Options in Stark County

We offer a full range of home financing solutions tailored to your needs:

  • Conventional Loans (10, 15, 20, and 30-year terms)
  • FHA Loans for flexible qualification options
  • VA Loans for eligible veterans and active-duty service members
  • USDA Rural Development Loans (100% financing available for eligible areas in Stark County)
  • Fixed-Rate & Adjustable-Rate Mortgages
  • No-Fee HELOCs (Home Equity Lines of Credit)
  • Home Improvement Loans to upgrade your space

Serving Stark County Homebuyers & Homeowners

From first-time homebuyers to seasoned homeowners, we’re dedicated to helping our members achieve their financial goals. Our team understands the Stark County housing market and provides guidance tailored to your situation—not a one-size-fits-all approach.

Whether you’re:

  • Buying your first home in North Canton
  • Refinancing in Massillon
  • Renovating your home in Alliance
  • Or exploring rural property options across Stark County

—we’re here to help every step of the way.

Start Your Mortgage Journey Today

Work with a mortgage team that puts members first and delivers local expertise you can trust. Connect with Friends & Family Credit Union and discover a smarter, more personal approach to home financing in Stark County.

Get Started Today!
For any questions or to apply for a mortgage, call our Friends & Family Credit Union mortgage experts at 330-832-1371, option 5. Let us help you turn your homeownership dreams into reality!

Learn more about our mortgage options.

Simplified Summary

Home Loans Made Easy Friends & Family Credit Union can help you buy a home or lower your mortgage payment. We offer: Home loans Refinance loans Home improvement loans Our local team will help you every step of the way. Call 330-832-1371, option 5 to get started, or learn more about our home loan options today.

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]]> Apply Now for an Auto Loan https://www.friendsandfamilycu.com/low-auto-loan-rates/ Mon, 31 Aug 2026 20:05:06 +0000 https://www.friendsandfamilycu.com/?p=9760 Kick off the season with a low auto loan rate at Friends & Family Credit Union! With rates starting as low as 4.49% APR for terms up to 60 months, financing your next vehicle has never been easier.

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Kick off the season with a low-rate auto loan

Kick off football season in a new ride with a low-rate auto loan from Friends & Family Credit Union. Whether you’re heading to the big game, tailgating in the parking lot, or just want a new dependable car, we’re here to help you finance a new or used vehicle—or refinance your current auto loan to save. Start your winning drive with your local community credit union.

Enjoy rates as low as 4.99% APR (up to 76 months) and 4.74% APR (up to 60 months) for drivers across Massillon, Canton, and Stark County.

Drive More, Stress Less

We make auto financing simple, flexible, and local. Choose a payment that fits your budget while getting the vehicle you want. Manage your loan your way—online, in our mobile app, by mail, or in person.

Refinance & Save

Already have a car loan? Refinancing with Friends & Family could lower your monthly payment and reduce total interest—freeing up more cash for your summer plans.

No Payments for 90 Days

Start your summer strong with no payments for the first 90 days when you apply or refinance now.

Even More Member Savings

Family Advantage Program members may qualify for additional rate discounts, putting even more money back in your pocket.

Apply Today

Apply online or visit Friends & Family Credit Union in Massillon or Canton to get started.

Apply Now
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* APR = Annual Percentage Rate. Additional restrictions may apply. This offer applies to vehicle loans 2020 and newer, as well as refinanced vehicle loans from another financial institution. Sample monthly payment of a $12,000 loan for 60 months at 4.74% APR is approximately $229.15. All rates and promotions are subject to change without notice. A processing fee of $220 will be assessed.

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]]> Get peace of mind with Family Secure Checking https://www.friendsandfamilycu.com/protect-your-privacy/ Mon, 31 Aug 2026 20:03:21 +0000 https://www.friendsandfamilycu.com/?p=7432 Secure your money and identity with Family Secure Checking. Get ID theft monitoring, cell phone protection, purchase coverage, travel discounts, and exclusive savings.

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Safeguard what matters most with Family Secure Checking from Friends & Family Credit Union.

Key Features

  • Mobile & Online Banking with MasterCard Debit Card

  • Online Bill Pay and E-Statements/Paper Statements

  • 33,000 surcharge-free ATMs and 5,000+ shared branching locations

  • No minimum balance and no transaction limits

  • Monthly service fee: $6.95

Identity Protection with IDProtect®

  • Expense reimbursement: Up to $10,000 for identity fraud recovery

  • Fraud resolution specialist: Personalized support if identity is stolen

  • Monitoring & alerts: Credit file, over 1,000 databases, dark web exposure

  • Credit tools: Credit reports, scores, Score Simulator, and Credit Score Tracker

Additional Protection & Benefits

  • Accidental Death & Dismemberment Insurance: Up to $10,000 coverage

  • Cell phone protection: Up to $400 per phone (U.S. & abroad)

  • Debit card perks: Buyers Protection (90 days), Extended Warranty (up to 1 year)

Savings & Rewards

  • Travel & leisure discounts: Local and national deals, movie tickets

  • $hopping Rewards™: Cash back at popular online retailers

  • Health savings: Discounts on vision, dental, prescriptions

  • Telehealth: 24/7 access to U.S.-licensed doctors with zero copays

Family Secure Checking makes it easy to protect finances, earn rewards, and safeguard your family’s identity.

Simple. Affordable. Secure.

For only $6.95/month, you’ll enjoy identity protection, purchase coverage, and exclusive savings for your entire family.

Read complete features on our Family Secure Checking product page or in our brochure [PDF] or call 330-832-1371 option 4 to enroll in Family Secure Checking.

Log in or register online. (You will need the Access Code from your Secure Checking materials provided by Friends and Family Credit Union).

1 Available for the account owner(s) and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance. 2 Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students 3 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate. By Member’s choice, this Institution is not federally insured. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENTSPONSORED AGENCY. 4 You will have access to your credit report and score provided your information has been verified by the CRA. Credit score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness. 5 Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.

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]]> Never Miss A Loan Payment With Message Pay https://www.friendsandfamilycu.com/never-miss-a-loan-payment-with-message-pay/ Mon, 31 Aug 2026 20:02:03 +0000 https://fafcu.ridingtigers.com/?p=5703 Sign up for Message Pay and we will text you a reminder when your loan payment is due.

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We know your life can be busy, demanding, and overwhelming at times. We all need reminders just to stay on schedule.
 
With Message Pay, a free service from Friends and Family Credit Union, we will text you a courtesy reminder five days prior to your scheduled loan payment.
 
Contact us, stop by one of our locations, or click on the link below.
 
Sign Up For Message Pay Texts

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]]> Finance your plans with a Home Equity Line of Credit https://www.friendsandfamilycu.com/love-our-heloc-rates/ Mon, 31 Aug 2026 19:57:49 +0000 https://www.friendsandfamilycu.com/?p=6169 A HELOC can unlock the equity in your home with no fees.

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Tackle Your Fall Projects with a HELOC

Whether you’re thinking of a stunning remodel, fall projects, home repairs, a  getaway, or just consolidating bills, a Friends & Family Credit Union Home Equity Line of Credit (HELOC) can help turn your plans into action.

A HELOC typically delivers lower rates than traditional personal loans or credit cards by using the equity in your home.

Why Choose a FFCU HELOC?

At Friends & Family Credit Union, we make it easier than ever to access the value in your home with LOW HELOC rates and absolutely NO FEES! That means:
✅ NO application fee
✅ NO appraisal fee
✅ NO annual fee
✅ NO closing costs

Flexible, Affordable Financing

Our variable-rate HELOC is based on the Prime Rate, ensuring you get a competitive rate that works for you. Whether you need funds for a big project or a little extra financial flexibility, FFCU is here to help.

What can a HELOC finance?

A HELOC (Home Equity Line of Credit) can be used for a variety of purposes, including:

Home-Related Expenses:

  • Home renovations and improvements

  • Emergency home repairs (roof, plumbing, electrical)

  • Energy efficiency upgrades (solar panels, insulation)

Debt Management:

  • Consolidating high-interest debt (credit cards, personal loans)

  • Paying off a mortgage faster (if interest rates are favorable)

Personal & Family Needs:

  • Medical bills and healthcare expenses

  • Education costs (tuition, books, student loans)

  • Major life events (weddings, adoption, funerals)

Big Purchases & Emergencies:

  • Purchasing a vehicle, boat, or RV

  • Emergency expenses (unexpected job loss, legal fees)

  • Travel or vacation expenses

Start Today!

Looking for the best place to get a HELOC in Massillon and Stark County, Ohio? Friends and Family Credit Union offers unbeatable benefits, including low interest rates, fast approval, and zero fees.

Whether you’re tapping into your home’s equity for renovations, debt consolidation, or major expenses, our flexible Home Equity Line of Credit (HELOC) provides the funds you need with terms that work for you.

As a trusted local credit union, we prioritize personalized service and competitive rates to help you make the most of your home’s value. Apply today and experience why Friends and Family is Massillon’s top choice for HELOCs!

Visit Friends & Family Credit Union today to see how a Home Equity Line of Credit can bring more joy, comfort, and possibilities into your life.

Let’s make your home work for you—apply for an FFCU HELOC today!

*HELOC rates are variable and are based on the PRIME RATE. If your HELOC is closed within 3 years, you will be assessed the closing costs. All rates and promotions are subject to change without notice.

HELOC Home Page
Apply Now
Check rates

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]]> Earn rewards with our Platinum Rewards Mastercard https://www.friendsandfamilycu.com/platinum-rewards-mastercard/ Mon, 31 Aug 2026 19:56:17 +0000 https://www.friendsandfamilycu.com/?p=6225 Earn more rewards with our Platinum Rewards Mastercard.

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Apply Now
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uChoose Rewards
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All Rewards Card Holders must be enrolled in UChoose Rewards in order to redeem points.

With the Platinum Rewards Mastercard, you’ll earn Rewards Points for every dollar spent. Whether it’s everyday purchases or those big-ticket items, your spending will pay off in ways that keep your wallet and your lifestyle happy. The best part? Redeeming your points is as fun as earning them! Points can be used for:

  • Airlines and Travel: Fly to dream destinations or embark on memorable adventures.
  • Hotels and Rental Cars: Plan the perfect getaway with ease.
  • Major Retailer Gift Cards: Shop your favorite brands and enjoy guilt-free splurges.
  • Restaurants: Dine out and savor moments with loved ones at no extra cost.
  • Cash Back Rewards: Prefer flexibility? Redeem points as cash back directly on your statement.

Whatever your lifestyle, there’s a reward waiting for you.

Don’t Have a Platinum Rewards Mastercard Yet?

Now’s the perfect time to apply. With a fixed rate as low as 9.95% APR*, this card is designed to help you manage your finances responsibly while enjoying incredible benefits. 

APPLY NOW

Why Choose the Platinum Rewards Mastercard?

Competitive Rates: Enjoy a low APR starting at 9.95%*, based on your credit history and income. This makes it easier to carry a balance if needed without excessive interest costs.

Versatile Rewards: Unlike some programs with limited options, the Platinum Rewards Mastercard lets you redeem points for experiences, travel, or even cash.

No Hidden Surprises: Transparent terms mean you can focus on enjoying your rewards rather than worrying about unexpected fees.

How to Get Started

Applying for your Platinum Rewards Mastercard is simple and quick. Once approved, you’ll be on your way to turning everyday spending into extraordinary rewards. Imagine earning points for the things you already buy and redeeming them for unforgettable experiences or extra savings.

Don’t Miss Out!

Whether you’re planning your next vacation, treating yourself to a special dinner, or simply looking for ways to save, the Platinum Rewards Mastercard is here to help you live your best life.

Read more and apply

*APR = Annual Percentage Rate. Additional restrictions may apply. Rates and promotions are subject to change without notice. The 9.95% APR is based on normal credit history and income.

 
Apply Now
Mastercard Account Log In
uChoose Rewards
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]]> We are a proud sponsor of Stark County football https://www.friendsandfamilycu.com/ffcu-supports-local-football/ Mon, 31 Aug 2026 19:53:55 +0000 https://www.friendsandfamilycu.com/?p=7289 Friends and Family Credit Union is a proud sponsor of Stark County high school football.

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Proud sponsor of Stark County football

At Friends & Family Credit Union, we believe in the power of community—and nothing brings our community together quite like high school football season in Stark County! We are proud to be a continuing sponsor of Stark County high school football, helping to spotlight the incredible talent, dedication, and teamwork of our local student-athletes.

Supporting Our Youth, Celebrating Our Community

High school football is more than just a game—it’s a tradition that unites families, friends, and neighbors. Whether you’re cheering from the stands, gathered around the radio, or tuning in online, each game is a chance to celebrate the hard work and sportsmanship of the students who represent our schools with pride.

That’s why Friends & Family Credit Union is committed to supporting local broadcasts of Stark County high school football across multiple platforms. You can catch the excitement every week through:

  • Live radio coverage

  • Online streaming

  • Full game replays and highlights on YouTube

No matter where you are, you’ll be able to follow your favorite teams and athletes all season long.

Show Your School Spirit

Join us in showing support for your local school teams! Wear your school colors, attend games, share broadcasts with friends and family, and take pride in being part of something bigger than yourself. These athletes put in countless hours of training and teamwork—and they deserve a community that cheers them on every step of the way.

We’re More Than a Credit Union—We’re Family

Friends & Family Credit Union is honored to play a role in helping local traditions thrive. As a member-owned credit union rooted in Stark County, we’re here to support not only your financial goals but also the people and events that make our community strong.

From the Friday night lights to the final whistle, we’ll be right there with you—proudly supporting Stark County’s young athletes and the schools that shape them.

Let’s make this football season one to remember. Go team!

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